Equifax is one of the leading credit reporting agencies, providing credit reports, scores, and monitoring services to consumers and businesses.

How It Works:

Equifax gathers and keeps track of financial information from a number of sources, such as public records, lenders, and creditors. An Equifax credit report, which provides a thorough summary of your credit history, is created using this data. This information is used to construct an Equifax credit score, which takes into account variables like payment history, credit utilization, duration of credit history, and credit kinds used.

Improving Your Score:

To improve your score with Equifax, ensure timely payments, reduce outstanding debts, avoid opening unnecessary credit accounts, and regularly review your credit report for errors.

Don't fall prey to identity theft

Find out if you or your loved ones are at risk and how identity theft occurs. Learn how to better safeguard your identity from identity theft and be aware of the warning signs. If you have experienced identity theft, learn how to notify credit bureaus of the incident and start the healing process right away.

How identity theft happens

Identity thieves have gotten more sophisticated in their methods, and they can access your personal information in countless ways.

You can make it more difficult for identity thieves to open accounts in your name by locking your Equifax credit report with Lock & Alert^TM, or placing a security freeze on your Equifax, Experian, and TransUnion credit reports.