FAQs

Clients start seeing results in the first 45 days. It usually takes up to three months, or longer, for your credit to be totally repaired.

Disputing credit report errors and getting those negative items removed can be a quick route to a better score. We Work on unverifiable information that shows on your credit report, once we determine the “issue” with each negative account, we work on challenging it to remove it.

Normally, you’ll be discharged from bankruptcy after 12 months, on the first anniversary of the date the bankruptcy order was made. However, I don’t suggest credit repair while you are going through a Bankruptcy.

Repairing credit and improving credit scores is important because credit scores reflect a person’s creditworthiness. Good credit can signify that your financial situation and the rest of your life is on the right track.

Yes, We can communicate through all methods like text, call or email.

Experian, Equifax and Transunion.

Since there are no guarantees in credit repair, time varies on repairing your credit, that is why we charge a flat fee no matter how long it takes. Credit issues didn’t happen over-night and sometimes repairing credit takes longer for some.

Most items stay 7 years, there are some that can stay on for up to 10. 

Typically no, however having bad credit doesn’t mean you aren’t able to get a personal loan. However, you need to be prepared for higher interest rates, more fees and bigger monthly payments.

The minimum credit score needed to buy a house can range from 500 to 700, but will ultimately depend on the type of mortgage loan you’re applying for and your lender. While it’s possible to get a mortgage with bad credit, you typically need good or exceptional credit to qualify for the best terms.